0% intro APR for as much as 21 months (on each purchases and steadiness transfers) — This is the place the Wells Fargo Reflect® Card is tough to beat. The card begins with a 0% intro APR on purchases and qualifying steadiness transfers for 18 months. To make it even higher, you may get an intro APR extension for 3 months, for a complete of 21 months. All you could do is make on-time minimal funds through the intro and extension intervals.
It’s value noting that the intro APR applies to steadiness transfers made inside the first 120 days of opening the account. There can also be a steadiness switch price of three% ($5 minimal) on transfers made inside the first 120 days and 5% ($5 minimal) on transfers made after that. Those price quantities are normal amongst steadiness switch bank cards.
No annual price — The Wells Fargo Reflect® Card cuts charges in the appropriate locations. Case in level, the cardboard has no annual price.
Cellphone safety — When you pay your month-to-month cellphone invoice along with your eligible Wells Fargo bank card, you rise up to $600 of cellphone safety towards injury or theft (topic to a $25 deductible). This is a kind of underrated bank card perks. You needn’t pay for cellphone insurance coverage out of pocket, since this card consists of safety already.
Special gives — Through My Wells Fargo Deals, you may earn money again assertion credit on buying, eating, and experiences that you simply pay for along with your eligible Wells Fargo card.