0% introductory APR for 21 months on stability transfers: One of the longest introductory intervals on stability transfers we have come throughout, you will get a 0% intro APR on the stability transferred for a full 21 months, which suggests you’ll have nearly two years to repay your stability.
0% introductory APR for 12 months on purchases: You’ll additionally get a 0% intro APR on new purchases for the primary 12 months. This is a useful perk in case you plan on shopping for something with the cardboard.
Choose your fee due date: Slightly flexibility can go a good distance in the case of managing your funds. The card permits you to select from any out there fee date, whether or not it is to start with, center, or finish of the month. That manner, you possibly can arrange automated funds which might be aligned together with your paycheck.
No late charges: One of essentially the most distinctive perks is that there aren’t any late charges, ever. While it is best to at all times pay your invoice on time, as a result of late funds can nonetheless have an effect on your credit score, it is good to know that you just will not be charged in case you do slip up and miss a fee.
No penalty APR: If you miss some funds, most bank cards will enhance your rate of interest to their penalty APR. Citi® Simplicity® Card by no means expenses a penalty price, so your APR is not susceptible to growing attributable to late funds.
No annual payment: This card comes with no annual payment, which is a vital characteristic in case your purpose is to repay debt.
Source: www.idiot.com